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Thea Vermaas


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Thea Vermaas

Nickname: 'Thea'

Entrepreneur servicing NPO's in Disability Sector

Currently resides in: Gauteng, South Africa

Born in Vanderbijlpark South Africa

Professional background is credit and risk management in the corporate industry, and mainly in banks. In 2003 I left corporates and started own business. In 2005 moved to Cape and started a home for severely disabled children which I ran for 7 years. with that experience and background I started Nappies4Charity, still involved in social service and upliftment, and serving the NPO industry by offering nappies and incentive to help them save costs.

Contact details

O: 012 667 3686

M: 084 555 6608

Web presence

Business Address

99 Glover Avenue, Centurion, South Africa, 0157

Professional Portfolios

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Entrepreneurial Development / Job creation

in Job Creation

Supply Proposal

in Nappy sales: Proposal to NPO's

Professional details

Current Position(s)

Owner / Manager | Nappies4Charity
Johannesburg, South Africa | May 2012 - present

Social Development and Community Services

As a result of my own experience in running an NPO, I am also willing and able to offer assistance on a consultancy basis with regard to fund-raising initiatives and the operational management of a home, and have developed a number of processes and documents which make controlling and managing the environment in a care centre a lot easier. In addition, I custom-wrote a management performance system which is unique to the social care environment, and is process driven. The questionnaires for performance management are of such a nature that they highlight any problems amongst staff members, as well as staff and management and lastly also identify training opportunities.

7 Years experience working with special needs individuals has highlighted the plight of persons with special needs in South Africa, and more importantly - the homes and centres who care for their well-being. I am passionate about the care of these special people. Our aim is to supply nappies to disabled care centres at reduced costs, create exposure for them and donate profits back to them at each financial year end. The more sales (to anyone who use nappies), the more benefit for non-profits in the disability sector.

This passion prompted the start-up of Nappies4Charity. Our company sells disposable nappies & adult incontinence products. The objective is to provide financial relief in terms of cost savings to NPO's, while providing nappies of an excellent quality.

We also provide exposure on our website in order to create a wider awareness of these NPO's which may lead to donations from individuals and corporates.

Another way in which we contribute to the special care industry is to redistribute a portion of profits at year-end to NPO's in the disability sector and help them improve their income stream. This done in the form of a cash donation to our clients.

Another objective is to make social impact changes through job creation - helping unemployed females to set up a home business selling disposable nappies in their communities. Earning own / higher income, become financially independent and contribute to financial growth. Will assist with training on how to run business and create social improvement and empowerment of these individuals.

Previous Position(s)

National Marketing and Sales | Little Angels Trust
Somerset West, South Africa | 2007 - 2012

Medical, Healthcare and Pharmaceuticals

Little Angels Trust established in 2007 to market & sell disposable nappies in order to generate independent income for Little Angels.

Founding Member / Project manager | Little Angels
Western Cape | 2005 - 2012

Social Development and Community Services

I established this home for children with special needs in May 2005. Little Angels is a 24/7 home and care centre for children who are severely disabled as a result of brain damage suffered during or after pregnancy. They are mostly immobile and can in some instances fulfil some selfhelp functions, but mostly are totally dependant on care in all aspects. They receive therapy on a daily basis, and are treated with utmost love and respect. We currently have 15 permanent residents and one day-care child. Our staff consists of me (project Manager), operations manager, 2 supervisors and 12 care workers.

We also launched a project to sell disposable nappies (children and adult products), in order to generate an income for Little Angels. For more info on this, please e-mail me direct.

Executive Credit Manager | Micro Loans | Saambou Bank Limited
Pretoria, South Africa | February 2002 - June 2003

Accounting, Banking and Finance

Credit management, scorecard development, collections management, development of new credit policies and procedures. At the start of my job, we were to re-vamp the whole department, but after only been with the company for 5 days it was placed under curatorship

Senior Credit & Risk Manager | First National Bank - South Africa
2002 - 2002

Accounting, Banking and Finance

Risk Management across the division, with the inclusion of credit policies and procedures, debtor’s management, corporate governance, compliance, operational risk, systems risks etc. Introduced concept of Behavioural Scoring in the division for implementation purposes.

Implementation of POS application system for Loans.

In October 2002 the full debtors collection functionality was added to my portfolio of responsibilities.

We were on the verge of implementing Scorecards and Strategy Manager at the time I left the bank.

Credit & Risk Manager | Nedcor
2000 - 2002

Accounting, Banking and Finance

Credit assessment of Micro Loans (both secured and unsecured products, Company credit (risk exposure) and JD Group applications.
Part of project team to design a POS application system for implementation at JD Group, fully on-line with 20 minute TAT on decision process. (The same process initiated and implemented at Teljoy Cellular).
Financial control of Retail credit department in Joint Venture with Capital One.
Responsible for HR management of 104 staff members.
On 1 March 2001 was promoted to Head of Credit for Capital One Alliance. Staff complement: 3 Credit Managers, 11 team leaders and 160 staff members.
Responsibilities included management of call centre and implementation of call centre functionality, application processing, client liaison, credit approval, debtor’s collections, and legal collections.

Senior Credit & New Business Manager | Teljoy Cellular Services
1995 - 2000

ICT and Telecommunications

Responsibilities Fraud management, bad debt management, collection, and reduction of return debit orders.
Shortly after joining Teljoy, we implemented a special collections drive to reduce return debit orders. Over a space of 3 months, we reduced RDs from 80% to 3%.
Within 7 months of joining the company, collections were maintained at a steady rate of above 80 % of the book. In month 6, we collected the full previous month’s billing for the first time.
Allocations of accounts to credit controllers and measuring of collection targets.
Performance management and appraisals.
In April 1997 promoted to Senior Manager, New Business: Part of project team which designed and implemented automated an integrated application scoring project, using Transact (scoring software). This project included integration to credit bureaux, billing system, and Vodacom network for activation.
Enhancements done after initial implementation: previous application database, referral to existing clients on billing system for preferential application treatment, implementation of fraud and bad debt database and a telephone application process.
Responsible for risk (credit & operational), application processing, credit approvals, fraud management and approval policies and procedures.
1 May 1999 Promoted to Senior Manager, Credit: Additional responsibility for complete debtors collection function was added to New Business responsibility.
Staff compliment: 15 staff in New Business, 3 in Fraud Management, 3 credit managers, 4 supervisors, and 42 credit controllers.
Implemented automated collection procedures based on credit policies, and an incoming call centre for the collections area to handle calls resulting from automated collections actions.
Part of project team to do RFP, & implementation/migration from Eppix to CABS 2000. Project included specs of requirements, process documentation, & application in system with integrated automated scoring, application processing & activation.

Manager | Stocks & Stocks Industrial Holdings
1985 - 1997

Building, Construction and Engineering

Started as PA to MD, then given new project & started Steel Trading Division which I managed for 3 years before leaving and joining Teljoy Cellular as Credit Manager.

Educational history


Hoerskool Drie Riviere, Vereeniging, South Africa (1977)


GIBS Business School

Johannesburg, South Africa | March 2011 - October 2012

Entrepreneurial Management Certificate - Entrepreneurial Management

One year course covering aspects of entrepreneurial business: Finance and Corporate Governance, Strategic Planning, Marketing, HR Management, Operations Management, Social Change Management

Hoerskool Drie Riviere

Vereeniging, South Africa | 1973 - 1977

Matric - History, English, Afrikaans, Geography

High School



Louis Volks Humanitarion Award | 2007

Award given by Lions Western Cape in acknowledgement of humanitarian work and development done in social service field with the opening and management of Little Angels Care Centre for Children With Special Needs

Shortlist and nomination

Women of the Year (Checkers annual event) | 2012

Contacted by Checkers and asked my permission to be nominated for the annual woman of the year award. I withdrew my nomination due to personal circumstances and starting up a new business (Nappies4Charity).

Women of the Year | 2008

Nomination received from Lions (Somerset West Chapter) as women of the year as a result of work done in care of special needs individuals. Finalist (under first 5) out of nominations for Western Cape and Namibia.

media exposure

Supersport | 2011

Round Table event to raise funds and awareness for charity organisations through their annual "Exclusive Cars" race. Little Angels (the home I had), was one of their pit stops and featured in the segment on Supersport 6

SABC - Kaelo | 2006

TV Broadcast in the Kaelo Making a Difference programme for coverage of our home, Little Angels, in Somerset West

Other Achievements

Started and successfully ran a home for children with special needs | 2005

The best ever accomplishment in my life: Opened Little Angels with own funds April 2005 to care for special needs children. December 2005 changed to residential centre, developed home to extent where - in 2007 - we provided a home to 17 children. Used own funds and little other funding for first 3 years, but with fundraising efforts increased income to the extent that by 2012 we could purchase a property and ensure a permanent residence for our 17 wonderful children. Motto at Little Angels from the start was always to provide a home away from home, treat the children with love and respect and nurture these special children. These seven years created a passion in me to become more involved and make a bigger difference in the plight of special needs individuals in South Africa. This lead to me starting starting Nappies4Charity (Jun 2012), which will have a far bigger reach across South Africa for people with special needs and hopefully impact positively on a whole lot more NPO's in the special care field.



Disability Sector (Non Profit organisations)

Volunteer, April 2005 - present

Offer advice and consulting with regard to performance management, project management and implementation, organisational structure, administrative processes and activity management


Volunteer, March 2011 - present

General help and advice to centres for special needs with regard to operations, staff management, performance appraisals

Red Cross

Volunteer, November 2011 - May 2012

Helped out at 2nd hand clothing store on Saturdays - shop income used to fund Red Cross activities


Volunteer, October 2012 - present

Behind the scenes assistance with promoting activities and objectives of the annual Nappy Run Initiative. Hope to play a bigger role in 2013 by assisting project manager where possible with this initiative to increase its impact



"Thea has worked tirelessly and with unwavering dedication to provide a safe haven for mentally and physically disabled children since May 2005. As a testament to her total commitment to provide the best possible care, Thea was nominated for the "Women of the Year" award in 2007; and in June 2008 the Somerset West Lions Club presented her with the "Louis Volks" award which recognises dedication and distinguished service to the benefit of the community." - 2007

Round Table

"Round Table Somerset West 31 is a young man’s organization that through our business and private
capacity raises funds to assist worthy organizations in the Helderberg community.
We have been assisting Little Angels, where we could, for quite some time now as we have earmarked
it as being a worthy and amazing organization doing great things for the physical and mentally disabled
kids in our area. We have made numerous visits to their home and are always amazed in the love and
care that these Angels received from the amazing staff at Little Angels – seldom have we leave with a
dry eye.
Little Angels does more than taking care of special needs children, they
give these children a loving home with a beautiful future.
We at Round Table Somerset West 31 are honored to be associated with this amazing home.
" - 2011

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